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Connect your own AI

Give ChatGPT, Claude or Cursor read-only access to your Fyncora data, so you can ask questions in the AI tool you already use — on your own AI bill.

Updated Jul 30, 2026

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Fyncora can act as an MCP server — a standard way for AI clients to read data from an app. Point your own AI tool at it and you can ask about your money in whatever assistant you already pay for, using a far more capable model than the one built into Fyncora.

Access is read-only and scoped to a token you create and can revoke at any time.

Create a token

  1. Open Settings → Connectors.
  2. Select Create token and give it a name (e.g. "Claude on my laptop").
  3. Copy the token immediately.

You'll see the token once, and only once — Fyncora stores a hash of it, not the token itself, so it cannot be shown again.

Warning:

Warning: the token grants read access to your financial data. Treat it like a password: keep it out of shared documents and screenshots, and revoke it the moment a device is lost.

Connect a client

Your server URL is shown on the same settings page. Add it to a client that supports a pasted token:

  • Claude Codeclaude mcp add --transport http fyncora <your server URL> --header "Authorization: Bearer <your token>"
  • Cursor — add the URL and the Authorization: Bearer <token> header in its MCP settings.
  • MCP Inspector — useful for checking the connection before wiring it into anything else.

You'll see Fyncora's read tools appear in the client's tool list, and questions like "how much did I spend on groceries last month?" will be answered from your real data.

Note:

Note: the Claude and ChatGPT consumer apps currently only accept connectors that use OAuth, so a pasted token won't work there yet. Support for those is planned; the clients above work today.

What it can and can't do

Can: read transactions, accounts, budgets, goals, tasks, habits, net-worth history — the same data you can see, including household data at the level each account is shared.

Can't: change anything. No mutations, no transfers, no deletions — a compromised token cannot move a cent.

Revoke a token

  1. Open Settings → Connectors.
  2. Find the token and select Revoke.

Access stops immediately, and any client using it will start failing to connect.

Availability

The connector is a Premium feature. See Premium, the trial, and billing.

FAQ

Does this cost me AI credits? Yes — the AI tool is yours, so its usage is billed by whoever provides it. That's the point: you get a stronger model without us charging for it.

Can I create more than one token? Yes, and it's a good idea — one per device or client, so you can revoke just the one you lost.

Does it work offline? No. The client connects to Fyncora over the internet each time it reads.

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