Premium, the trial, and billing
What Premium adds, how to start or stop it, and where to find invoices and payment details.
Updated Jul 30, 2026
Fyncora's core — accounts, transactions, budgets, goals, habits, net worth — is the product. Premium adds the surfaces that cost us money to run or that only some people want.
Note: current prices and what's in each plan live on the pricing page. We don't repeat them here, so this article can't quietly go out of date.
What Premium adds
- The AI financial advisor — affordability answers and daily briefings from your real numbers. See Ask the AI advisor.
- Bring your own AI — connect ChatGPT, Claude or Cursor to your data through Fyncora's MCP connector. See Connect your own AI.
- Priority support — your tickets come to the top of the queue.
Manage your subscription
- Open Settings → Subscription.
- Select Manage billing.
You'll land in the secure billing portal, where you can change your payment method, download invoices, or cancel.
Tip: invoices live in that portal, not in Fyncora — that's where your card details are handled, and we never see or store them.
Cancel
Cancel from the same billing portal. Premium stays active until the end of the period you've already paid for, then the account reverts to the core feature set.
Warning: cancelling doesn't delete anything. Your data stays exactly as it is. If you want it gone, that's a separate, irreversible action — see Delete your account.
Payments and privacy
Card details are handled by our payment provider and never stored by Fyncora. We keep the minimum needed to know which plan you're on and to issue an invoice.
FAQ
Do I lose my data if I stop paying? No. Premium gates specific features, not your records — your transactions, budgets, goals and history remain, and you can always export them.
Can I switch between monthly and yearly? Yes, from the billing portal.
I was charged and something looks wrong. Open a ticket with the invoice date and amount and we'll sort it out.
Was this helpful?