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Set up a kid's profile and money jars

Give a child their own PIN sign-in and a pretend wallet they can manage themselves — with age-appropriate limits you control.

Updated Jul 30, 2026

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Kids get their own small, simple space in Fyncora: a PIN instead of an email, a few money jars, and tasks they can tick off. It's separate from the household sharing system, and none of it touches real money.

Add a kid

  1. Open Settings → Kids.
  2. Select Add Kid.
  3. Enter their Name and pick an Avatar.
  4. Set a PIN (4-6 digits) — you type it, they use it to sign in.
  5. Add a Birth Date (optional) so the age tier is chosen for you, or set Override Age Tier yourself.
  6. Select Create.

You'll see them on Settings → Kids with their avatar, their tier, and a wallet balance of zero.

Tip:

Tip: the age tier shapes what the child sees — Ages 4-6 hides amounts and shows coins, Ages 7-10 and Ages 11-14 show real figures and allow notes and descriptions.

How a kid signs in

A child has no email address and no password. They pick their face from a list and tap their PIN on a number pad, at /kid/login.

  1. Make sure you're signed in to Fyncora on the device the child will use.
  2. Go to /kid/login.
  3. Have them select their avatar under Who's there?
  4. Have them tap their PIN — it submits itself once four digits are in.

You'll see their own simple home screen, greeting them by name.

Note:

Note: the kid list is drawn from your household, so a child can only sign in on a browser where a parent is already signed in. Signing a child in doesn't sign you out — the two sessions run side by side, and theirs lasts a day.

Warning:

Warning: after five wrong PIN attempts the profile is locked for fifteen minutes. There's no way to see an existing PIN, only to replace it: use Reset PIN on the child's page.

Tip:

Tip: bookmark the kid sign-in page on whatever device they'll use — that's the fastest way in, and it means they never touch your own signed-in session.

What a kid can do

Money — their My Money page shows Total Saved across three pretend jars: Wallet, Piggy Bank and Bank Account. They can Add Money, record that they Spent Money, and Move Money between jars, choosing a picture category for each entry.

TasksMy Tasks lists what's waiting, and a big green tick marks one done. If the task needs checking, the card flips to Waiting for approval!; if not, it says Done! and credits any reward.

Goals — older kids can create a savings goal with a picture, a name and a price, and watch it fill up.

Warning:

Warning: every figure in the kid space is pretend. The jars aren't bank accounts, nothing is connected to a real card, and adding money in the app doesn't move a cent anywhere. It's a place to practise, not to hold real savings.

Control what they can reach

Open a child from Settings → Kids to reach their page, then use the Features card:

  • Can view transaction history
  • Can view task history
  • Can create goals
  • Goals require parent approval
  • Can add transactions

Select Save Changes when you're done. The defaults follow the age tier — the youngest tier starts with the least.

Under Basic Information there's also an Active switch: turn it off and the child can't sign in, while their profile and history stay intact.

Note:

Note: Can create goals and Can add transactions are the two that change what the child sees today. The others are recorded on the profile and will take effect as those screens land.

FAQ

Do I need a separate account for my child? No. A kid profile lives inside your household and has no email address of its own.

Can two children share a device? Yes. They pick their own avatar from the list each time, and each has their own PIN.

Is a kid part of household sharing? No. Kids' money is separate from the account sharing levels described in How account sharing levels work — nothing a child records appears in your household totals.

Can I delete a kid profile? Not from this page. Switch Active off instead, which stops them signing in while keeping their history.

What does the tier change? How much detail is shown: the youngest tier hides amounts and descriptions and shows coins instead of figures, keeping the screens readable for a small child.

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