Plan

How the Keep Rate works

Your Keep Rate is the honest version of a savings rate — money set aside for planned spending never counts as saving, so buying the thing you saved for doesn't wreck your numbers.

Create a financial goal funded by real accounts

Link a goal to the accounts that actually hold the money, so progress updates itself instead of asking you to remember what you saved.

Park money for planned spending

Earmark part of a balance for a holiday, a car or next year's insurance — without opening another account or moving a cent.