Start here: set up Fyncora in 10 minutes

Fyncora works best when four things exist: an account, some transactions, a budget, and one goal worth aiming at. That's about ten minutes of work, and everything else builds on it.

You don't connect a bank. You decide what goes in — by typing it, or by importing a CSV your bank already gives you.

1. Set your base currency first#

Open Settings → Finance → Preferences and set your base currency. Doing this first means every account you create afterwards defaults to the right currency.

2. Add one real account#

Open Accounts → Add account and add the account your daily money moves through. Give it the balance it has right now.

Start with one. A single accurate account beats five half-remembered ones, and you can add the rest whenever you like.

3. Get some transactions in#

Two ways, and you can mix them:

• Import a CSV — download a statement from your bank and import it. This is the fastest way to get months of history in one go. See Import your bank's CSV.
• Quick-add — type transactions as they happen, which takes a few seconds each.

Aim for at least a few weeks of history. Budgets, reports and habit price tags all get more useful the more real data they have.

4. Set one budget#

Open Budgets → Create budget and set a monthly limit for the category you most want to keep an eye on — usually groceries or eating out.

You'll see it appear with a progress bar and a pace marker showing where you should be this far into the month.

5. Name one goal#

Open Plan → Goals → New goal and create the thing you're actually saving for. Link it to the account holding the money and Fyncora tracks it automatically — no manual updating.

You'll see a projected arrival date, and what to add per month to hit a date you choose.

What to do next#

• Turn on the honest savings measure: How the Keep Rate works
• Find out what a habit costs you: How habit price tags work
• Coming from another app? Switch from Mint, YNAB, Monarch or Copilot